Assumable 3% loan on this impeccable home in Madison's premier neighborhood: Westlake. Elevate your homebuying experience with the added advantage of an assumable 3% loan, which provides a unique opportunity for qualified buyers to step into a home of unparalleled luxury and save thousands. This is more than just a dream home—it's a once-in-a-decade financing opportunity. Qualified buyers may assume the current 3% mortgage and combine it with additional funding through a local bank's assumptive loan program, making your monthly payments comparable to those on a $460,000 mortgage (based on 20% down). This unique arrangement offers exceptional value and affordability in today's market—don't miss your chance to take advantage of these favorable terms. Indulge in refined living with this stunning 4-bedroom, 4-bathroom home, where timeless design meets impeccable functionality. Move-in ready and beautifully finished, this home features a thoughtful open and split floor plan, a serene neutral palette inside and out, and sophisticated touches throughout. The spacious main floor includes the tranquil primary suite and two oversized secondary bedrooms, each with their own private or adjoining bathrooms. The luxurious primary suite is a peaceful retreat with spa-like features including a soaking tub, a fully tiled shower, dual vanities with ample storage, and an oversized custom closet complete with built-ins and a full-length framed mirror. On the opposite wing, one secondary bedroom boasts a private bath, while the other shares an adjoining bath accessible from the hallway—ideal for family or guests. Each bedroom offers generous space and large closets. At the heart of the home lies an open-concept, L-shaped gourmet kitchen—set slightly apart for increased cabinetry and seamless counter space. Quartz countertops, a large eat-at island, and abundant storage make it a chef's dream. The kitchen flows into the keeping room, breakfast nook, family room, and formal dining—creating a perfect setting for both entertaining and everyday living. Transitions between formal and informal spaces are gracefully integrated, with no wasted space and natural light pouring into every room. Elegant lighting options include recessed can lights and designer fixtures, all complemented by wide-plank light oak hardwoods and refined trim throughout. Off the garage entrance, a functional hallway leads to a private office space, a walk-in pantry with a built-in workstation, and a spacious laundry room with a sink and extra appliance space. The upstairs suite—accessed from this same wing—offers an additional bedroom and full bath, ideal for guests, teens, or a second office. Step outside to your private backyard oasis. Mature shade trees and a well-manicured lawn set the scene for an impressive outdoor living area featuring a fireplace, built-in cooking station, and café-style lighting—perfect for evening entertaining. Enjoy serene views of the lake right from your front porch. Contact your agent today to schedule a private showing and receive full financing details. Opportunities like this are rare and won't last! Contact your agent today to schedule a private showing and receive full financing details. Opportunities like this are rare and won't last!