Affordable 3 bedroom, 2-bath home in desirable St. Martin School District with low taxes and NO FLOOD! This home is in a USDA eligible area for zero down financing. Features include a nice open plan, welcoming living room, dining area open to the kitchen,. The converted carport space is excellent flexibility for a recreation room, home gym, office, hobby space. Three back bedrooms feature ceiling fans and share a full bath. A large bonus room/study with full bath can be used as an additional bedroom! The unheated addition provides a handyman's dream with tons of storage, workspace, laundry area. This area is unfinished and separate from main habitable living space. Check with lender if looking to qualify for FHA/VA/USDA. Conveniently located within minutes from I-10, shopping, restaurants, schools, and Promenade retail! Sold with washer/dryer, and security system. Roof replaced 2021. This property is in review for loan modification/short sale. All offers subject to short sale/third party approval. With acceptable offer can close on or by 12/31/25! Call today!